You May Be Able to Use HSA/FSA Funds To Buy A Mattress At Mattress Insider
Mattress Insider has partnered with Truemed to help qualified customers use HSA/FSA funds on products that may qualify. Truemed appears as a payment option at cart and checkout, alongside other payment methods, so you can explore whether this path may work for you as part of your purchase process.
Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures.
How using HSA/FSA with Mattress Insider may work
If you’ve been considering a better mattress, topper, or sleep setup, you may be able to use HSA/FSA funds through Truemed if you qualify. Truemed works by helping determine whether a purchase may be eligible based on your circumstances, rather than promising eligibility to everyone.
- Add the products you want to your cart. This page covers the full Mattress Insider catalog.
- Choose Truemed at cart or checkout. Truemed appears alongside options such as credit card, PayPal, and Affirm.
- Complete the Truemed qualification flow. If prompted, complete Truemed’s health survey so their process can determine whether you may qualify.
- If qualified, continue with the Truemed process. Qualified customers may receive documentation through Truemed that supports HSA/FSA use, depending on the payment path.
- Complete your purchase. Depending on your situation and payment flow, you may be able to use HSA/FSA funds directly or follow reimbursement instructions after purchase.
Why shoppers explore this option
Better sleep products are often part of a broader effort to improve comfort, support better rest, and create a healthier sleep environment. Mattress Insider does not make medical claims and does not promise that any product will relieve pain, treat a condition, or qualify for HSA/FSA use, but you may want to explore whether their purchase could fit within Truemed’s qualification process.
- You may already have HSA/FSA funds available.
- Truemed may help determine whether your purchase qualifies.
- The checkout flow is built into the Mattress Insider shopping experience.
- You can explore qualification without assuming every product or customer is automatically eligible.
Products you can explore at Mattress Insider
Mattress Insider offers a wide range of sleep products and specialty sleep solutions for many types of spaces and preferences.
- RV mattresses
- Custom mattresses
- Truck sleeper mattresses
- Boat and marine mattresses
- Mattress toppers
- Bedding and related sleep accessories
The fact that a product appears on MattressInsider.com does not by itself mean it qualifies for HSA/FSA use.
Qualification, if any, depends on Truemed’s process and whether or not you are approved.
You may be able to save by using pre-tax funds
Qualified customers may be able to save an average of 30% by using HSA/FSA funds.
Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures.
Frequently Asked Questions
Can I use HSA or FSA funds at Mattress Insider?
You may be able to, if you qualify through Truemed. Mattress Insider does not guarantee that every customer or every product will qualify.
Is every Mattress Insider product automatically HSA/FSA eligible?
No. This page is designed to help customers explore the option across our catalog, but qualification is not automatic and is not guaranteed.
How do I get started?
Add your products to cart and select Truemed at cart or checkout to begin the qualification process.
What does Truemed do?
Truemed works with licensed practitioners who review a health survey and determine whether a customer qualifies for documentation that may support HSA/FSA use for eligible purchases.
What is a Letter of Medical Necessity?
A Letter of Medical Necessity is documentation issued through Truemed’s practitioner network for qualified customers. It may support HSA/FSA use or reimbursement for eligible purchases, depending on the payment path.
How long is the Letter of Medical Necessity valid?
Truemed states that Letters of Medical Necessity are typically valid for 12 months after they are first issued.
Does Mattress Insider promise that I will qualify?
No. Qualification depends on Truemed’s review process and your own circumstances.
Does Mattress Insider make medical claims about its products?
No. Mattress Insider does not promise that any product will diagnose, treat, cure, mitigate, or prevent any medical condition, and does not promise pain relief or clinical outcomes.
Will Truemed appear during checkout?
Yes. Truemed appears as one of the payment options on the cart and checkout page.
Can I still use other payment methods?
Yes. Truemed appears alongside other payment options such as credit card, PayPal, and Affirm.
Can I use my HSA/FSA card directly?
Possibly. In some cases customers may be able to use HSA/FSA funds directly, while in other cases they may complete the purchase and then follow reimbursement instructions.
Does Mattress Insider mention reimbursement timing?
No. We do not promise reimbursement timing, approval timing, or a specific outcome.
Is there a savings benefit?
Qualified customers may be able to save an average of 30% by using pre-tax HSA/FSA funds, but tax savings vary.
Where should I start?
Begin by adding your products to cart and selecting Truemed at checkout.
See whether your purchase may qualify
Explore Mattress Insider products and start your Truemed qualification directly from cart or checkout.
Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures.
